Frequently Asked Questions about Low Cost Payday Loans

Here are the answers to the most commonly asked questions about low cost payday loans.

What are low cost payday loans?

Low cost payday loans are affordable, short-term loans that are secured against your paycheck. They are ideal for covering relative small, emergency expenses that arise between paydays. Low cost payday loans can get you the cash you need to make it until your next paycheck arrives.

How do I request low cost payday loans?

You can sign up for low cost payday loans by clicking "start now" wherever you see it on our site. You will then fill out our short, online form. The form will ask you for your contact, bank account, and employment information. You should be able to complete it in just a few minutes. Within seconds of receiving your information, we will let you know if you have been approved. If you're approved, a low cost payday loans representative will contact you to complete the process via telephone.

How large of a loan can I get?

The amount of your individual loan will depend on your income. In general, we offer low cost payday loans of up to $1500. This is three to five times the maximum loans of most of our competitors. However, to prevent payday loan abuse, please read our cash management page.

When will I receive my loan?

If you sign up during our normal business hours, you may have your loan in your account by the next business day. Usually, we deposit the funds into your account overnight, so your funds will be waiting in your account the next morning.

How do I repay my loan?

Our low cost payday loans come with several repayment options. On the loan's due date, if you cannot repay the loan and the finance charge in full, you have two alternatives. First, you can pay the finance charge and part of the loan and roll the loan over for more time for an additional fee. You can also pay just the finance charge and roll the loan over. Basically, as long as you pay the finance charge on the due date, we will allow you more repayment time for an additional fee.

Will I need to fax in documents?

We offer a no-fax option on all of our low cost payday loans, so you will not have to fax in documentation. We understand that not everyone has the time to fax in documents or convenient access to a fax machine. You can get our low cost payday loans completely paperlessly.